Set Your Investment Terms
After creating your Deal, you'll configure how investment actually works—who can invest, how much you're raising, and what investors receive in return.
This step makes your Deal legally actionable. Take your time to understand each option.
Choose Your Investor Network
First, decide who you want to fund your venture:
| Option | What It Means | Best For |
|---|---|---|
| Personal Network | Share your Deal with people you already know—friends, family, colleagues, or supporters | You have people ready to invest and want to move quickly |
| PersoniFi Network | Apply to be featured to PersoniFi's verified investor community | You want access to investors actively looking for opportunities like yours |
| Both | Start with your personal network, then open to PersoniFi investors once approved | You want to secure some funding quickly while also expanding your reach |
If You Choose Personal Network or Both
You'll be asked a few additional questions:
- Your Investors — Tell us about the people you're planning to invite and why they might invest. This helps us understand your network and support your raise.
- Fundraising Start Date — When do you plan to begin fundraising? You can set a future date if you're not ready to launch immediately.
- Estimated Investment Amount — How much do you think your personal network will invest in total? This helps set expectations (it's an estimate, not a commitment).
If You Choose PersoniFi Network
You'll skip directly to choosing your Deal structure. Once approved, your Deal will be visible to investors in the PersoniFi community.
Choose Your Deal Structure
This is the most important decision in your investment terms. Your Deal structure determines what investors receive in exchange for their investment.
PersoniFi offers different Deal structures depending on your path. Select yours below to see the available options:
- Founders / Entrepreneurs → — SAFEguard, SAFE+plus, SAFEguard+plus, Non-Dilutive Flexquity, PersoniFi SAFE
- Athletes → — FlexShare, FlexShareUpside
- Creators → — FlexShare, FlexShareUpside, PersoniFi SAFE
- Fund Managers → — FlexShare (FlexCarryShare), FlexShareUpside (CarryShare)
Disclosure: PersoniFi is not a financial advisor or broker. Deal terms are not financial or legal advice. Ensure compliance with your legal and personal circumstances.
Set Your Investment Amounts
After choosing your Deal structure, you'll set:
Target Investment Amount
The total amount you'd ideally raise through this Deal. Set this high enough to reach your next stage of growth, but realistic about what you can achieve.
Range: Up to $1,000,000
Minimum Investment Amount
The minimum you'd accept to move forward, even if you don't hit your full target. This is the floor—if you don't reach this amount, the deal doesn't proceed.
Range: Up to your target amount
Review and Confirm
Before submitting, you'll see:
- Your Deal Summary — A plain-language breakdown of exactly what you're offering investors
- Preview Your Funding Page — See how your Deal will appear to investors
- Legal Confirmation — Acknowledge that these terms become legally binding if you receive investment
Read the summary carefully. Once you agree and investors commit funds, these terms are binding.
Submit for Review
After confirming your terms, click Submit For Review.
What happens next:
- Our team reviews your Deal to ensure everything is clear and meets community standards
- Most Deals receive approval or feedback within 48-72 hours
- You'll receive an email with your approval or requested edits
- Once approved, your Deal goes live to your selected investor network(s)
While you wait:
- You can't edit your Deal terms during review
- You can prepare materials to share with your network
- You'll be notified as soon as there's an update
Key Terms
| Term | Definition |
|---|---|
| SAFE | Simple Agreement for Future Equity—an agreement to receive equity in a future financing round |
| Fallback Terms | What happens if your primary venture doesn't succeed or you return to traditional employment |
| Future-Equity Rights | Investor's right to receive equity in companies you start within a specified timeframe |
| Cash Cap | The maximum cash amount at which you can buy back a portion of the equity |
| Buyback | Your right to repurchase equity from investors under specified conditions |
| Anti-Dilutive | Deal structures that help you retain more equity over time |
| Income Contract | An agreement where investors receive a percentage of your future earnings |
| CarryShare | A percentage of fund carry (profits) shared with investors |
| FlexShare | Income-based Deal structure covering earnings across multiple categories |
| Royalties | Ongoing percentage of revenue from specific income streams |
Common Questions
Can I change my Deal structure after submitting? You can request changes before investors commit funds. After commitments, changes require investor agreement. Contact support for help.
What if I don't reach my minimum investment amount? The Deal doesn't proceed and no funds change hands. You can revise your terms and try again.
How do investors actually send money? Once enough investors commit to meet your target, your Deal enters the contract execution phase. After contracts are signed, investors fund the Deal either by manual wire transfer or through our in-platform Stripe integration. The process is handled securely through PersoniFi—you don't need to chase payments.
What about Deals with repayment terms? If your Deal structure includes fallback repayment terms (like SAFEguard or SAFEguard+plus), you'll connect your bank account via Stripe Connect within the platform. If repayment is ever triggered, monthly payments are handled automatically—no manual transfers required.
What's the difference between Personal Network and PersoniFi Network approval? Personal Network Deals go live faster since you're sharing with people you know. PersoniFi Network Deals have additional review to ensure they're a good fit for our investor community.
Can I run multiple Deals at once? No—you can only have one active Deal at a time. If you want to raise additional funds or change your terms, you'll need to close or complete your current Deal first.
Need Help Choosing?
Not sure which Deal structure is right for you? Consider:
- How established is your venture? Earlier = more flexibility in structure
- How important is retaining equity? Look at SAFEguard options for buyback rights
- What do your potential investors expect? Talk to them before finalizing terms
- What's your fallback if this doesn't work? Choose structures with fallback terms that feel fair to you
Check out our Choosing Your Deal Structure guide for a step-by-step walkthrough, or contact our team before submitting.