Deal Structures for Founders
Your available Deal structures depend on whether you have an existing business. Each structure combines different contract types—equity contracts, income contracts, or both—to create the right terms for your situation.
Every structure can be customized. As you adjust terms, you'll see a Deal Summary update in real-time.
Disclosure: PersoniFi is not a financial advisor or broker. Deal terms are not financial or legal advice. Ensure compliance with your legal and personal circumstances.
With an Existing Business
If you already have a company, these structures let investors participate in your current venture—and optionally your future ones.
PersoniFi SAFEguard
Equity in your company + income-based fallback protection for investors
How it works: Combines an Equity Contract with a Blended Income Contract. Investors get equity upside, plus a safety net if things don't work out.
Contract components:
| Component | What It Covers |
|---|---|
| Equity Contract | SAFE in your current company |
| Blended Income Contract | Fallback repayment from your income if the venture doesn't succeed |
Customizable terms:
| Term | Description |
|---|---|
| Valuation ($) | The valuation cap for your company's equity |
| Rights (0–4) | Investor rights level attached to the equity |
| Cap (#) | Maximum total repayment under the income contract |
| Years (#) | Duration of the income contract |
| Min Threshold ($) | Minimum income before repayment kicks in |
| Rate (%) | Percentage of income directed to repayment |
| Max Clawback (%) | Maximum percentage that can be clawed back |
| Future Fundraise Perk ($) | Bonus for investors if you raise additional funding |
Best for: Founders with an active company who want to offer investors downside protection. The income fallback makes this attractive to investors who believe in you but want lower risk.
Tags: Most Popular, Anti-Dilutive
PersoniFi SAFE+plus
Equity in your current company + equity in your future companies
How it works: Combines two Equity Contracts—one for your current company and one covering future companies you start. Investors are betting on you as a serial founder.
Contract components:
| Component | What It Covers |
|---|---|
| Equity Contract 1 | SAFE in your current company |
| Equity Contract 2 | SAFE in any future companies you found within the time limit |
Customizable terms:
| Term | Description |
|---|---|
| Valuation ($) | The valuation cap for your current company |
| Rights (0–4) | Investor rights level for your current company |
| Equity (%) | Percentage equity in future companies |
| Years (#) | How long future-equity rights apply |
| Rights (0–4) | Investor rights level for future companies |
Best for: Active founders raising for an existing venture who also have a track record or ambition to start more companies. Investors believe you'll create winning ventures—now and in the future.
PersoniFi SAFEguard+plus
Equity in your current and future companies + income-based fallback
How it works: The most comprehensive structure. Combines two Equity Contracts with an Income Contract. Investors get equity in your current company, equity in future companies, and income-based fallback protection.
Contract components:
| Component | What It Covers |
|---|---|
| Equity Contract 1 | SAFE in your current company |
| Equity Contract 2 | SAFE in any future companies you found within the time limit |
| Income Contract | Fallback repayment from your income if ventures don't succeed |
Customizable terms:
| Term | Description |
|---|---|
| Valuation ($) | The valuation cap for your current company |
| Rights (0–4) | Investor rights level for your current company |
| Equity (%) | Percentage equity in future companies |
| Years (#) | How long future-equity rights apply |
| Rights (0–4) | Investor rights level for future companies |
| Cap (#) | Maximum total repayment under the income contract |
| Years (#) | Duration of the income contract |
| Min Threshold ($) | Minimum income before repayment kicks in |
| Rate (%) | Percentage of income directed to repayment |
| Max Clawback (%) | Maximum percentage that can be clawed back |
| Future Fundraise Perk ($) | Bonus for investors if you raise additional funding |
Best for: Founders from idea to seed stages who want to offer investors maximum upside with strong downside protection. Investor-favorite.
Tags: Investor Favorite
Without an Existing Business
If you don't have a company yet, these structures let investors back you as a person—your future ventures or your earning potential.
PersoniFi Non-Dilutive Flexquity
Income-based investment—no equity given up
How it works: A pure Income Contract. Investors receive a percentage of your capital gains rather than equity in a company. You keep full ownership of everything you build.
Contract components:
| Component | What It Covers |
|---|---|
| Income Contract | % of your CapGains (capital gains) shared with investors |
Customizable terms:
| Term | Description |
|---|---|
| % CapGains Share | Percentage of capital gains directed to investors |
| Cap (#) | Maximum total payout to investors |
| Years (#) | Duration of the agreement |
| Rate (%) | Rate at which capital gains are shared |
Best for: Pre-company founders who want funding without giving up equity. You retain full control and ownership of any companies you start.
PersoniFi SAFE
Equity in your future companies
How it works: A single Equity Contract covering companies you start in the future. Investors are betting on your potential as a founder.
Contract components:
| Component | What It Covers |
|---|---|
| Equity Contract | SAFE in any company you found within the time limit |
Customizable terms:
| Term | Description |
|---|---|
| Equity (%) | Percentage equity in future companies |
| Years (#) | How long future-equity rights apply |
| Rights (0–4) | Investor rights level |
Best for: Aspiring founders with big upside potential who haven't yet started a company. Simple, straightforward structure.
Not Sure Which to Choose?
- Have an existing company? Start with SAFEguard—it's the most popular founder structure
- Serial entrepreneur? Consider SAFE+plus or SAFEguard+plus for multi-venture coverage
- Pre-company? Non-Dilutive Flexquity lets you raise without giving up equity; PersoniFi SAFE is simpler if you're comfortable with future equity commitments
- Want maximum investor appeal? SAFEguard+plus offers the most protection for investors
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