Deal Structures for Creators
As a creator, you have three types of Deal structures available: income-based structures that let investors participate in your earnings, and an equity-based structure if you're building a company. You can choose to share earnings from your creative work only, from all income sources, or offer equity in a future venture.
Every structure can be customized. As you adjust terms, you'll see a Deal Summary update in real-time.
Disclosure: PersoniFi is not a financial advisor or broker. Deal terms are not financial or legal advice. Ensure compliance with your legal and personal circumstances.
PersoniFi FlexShare
Investors participate in your future earnings—both in-creator and non-creator
How it works: A single Income Contract with two components. Investors receive a share of your earnings from your creative work and any non-creator income (side businesses, consulting, etc.). Each component has its own terms.
Contract components:
| Component | What It Covers |
|---|---|
| In-Creator Income Contract | Earnings from your creative work (content revenue, sponsorships, brand deals, music/art sales) |
| Non-Creator Income Contract | Earnings from ventures, work, or opportunities outside your creative career |
Customizable terms (In-Creator):
| Term | Description |
|---|---|
| Cap (#) | Maximum total payout from in-creator earnings |
| Min Threshold ($) | Minimum annual income before sharing kicks in |
| Rate (%) | Percentage of in-creator income shared with investors |
| Years (#) | Duration of the in-creator income contract |
Customizable terms (Non-Creator):
| Term | Description |
|---|---|
| Cap (#) | Maximum total payout from non-creator earnings |
| Min Threshold ($) | Minimum annual income before sharing kicks in |
| Rate (%) | Percentage of non-creator income shared with investors |
| Years (#) | Duration of the non-creator income contract |
Best for: Creators who want to raise funding against their full earning potential—both inside and outside their creative work. Gives investors broader exposure to your success.
PersoniFi FlexShareUpside
Investors participate in your creative earnings only
How it works: An Income Contract focused solely on your creative career earnings. Your non-creator income stays entirely yours. Optionally, you can add a royalties component.
Contract components:
| Component | What It Covers |
|---|---|
| In-Creator Income Contract | Earnings from your creative work only |
Customizable terms:
| Term | Description |
|---|---|
| Cap (#) | Maximum total payout from in-creator earnings |
| Min Threshold ($) | Minimum annual income before sharing kicks in |
| Rate (%) | Percentage of in-creator income shared with investors |
| Years (#) | Duration of the income contract |
Optional addition:
| Term | Description |
|---|---|
| Royalties (%) | Ongoing percentage of specific revenue streams (e.g., music royalties, licensing, merchandise) |
Best for: Creators who want to keep non-creative earnings separate. Investors are betting specifically on your creative career upside.
PersoniFi SAFE
Equity in your future companies—for creators building a business
How it works: A single Equity Contract covering companies you start in the future. If you're a creator who's also building (or planning to build) a business, this lets investors participate in that equity upside.
Contract components:
| Component | What It Covers |
|---|---|
| Equity Contract | SAFE in any company you found within the time limit |
Customizable terms:
| Term | Description |
|---|---|
| Equity (%) | Percentage equity in future companies |
| Years (#) | How long future-equity rights apply |
| Rights (0–4) | Investor rights level |
Best for: Creators who are also entrepreneurs—building a product, launching a brand, or starting a company around their creative work. Investors get equity upside rather than income share.
Which Should You Choose?
| Consider this... | Choose... |
|---|---|
| You want to raise more and offer investors broader exposure | FlexShare |
| You want to protect non-creative income | FlexShareUpside |
| You have music, licensing, or merchandise revenue | FlexShareUpside with Royalties |
| You're building a company (product, brand, startup) | PersoniFi SAFE |
| You want income-based funding with no equity given up | FlexShare or FlexShareUpside |
Tip: Most creators choose FlexShareUpside because it keeps non-creative earnings protected. Add Royalties if you have significant licensing or merchandise potential. If you're building a real company, PersoniFi SAFE may be more attractive to investors.
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